Visa & MasterCard
Key Partners
Financial InstitutionsMerchant co-branded cardsGovernmentPrepaid cards used to pay for social security and unemployment benefits. |
Key Activities
Platform DevelopmentSecurityBrand Building |
Value Proposition
Electronic PaymentsFacilitate electronic forms of payment worldwide instead of cash and checks. Multi-sided PlatformCore Product and ServicesCredit, Debit, and Prepaid cards. |
Customer Relationships
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Customer Segments
Financial InstitutionsCard HoldersMerchantsGovernments |
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Key Resources
PeopleTrademarksTechnology |
Channels
AdvertisingSponsorshipsFIFA, NFL, and Olympics Co-Branding |
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Cost Structure
Personnel ExpensesLitigation ExpensesNetwork ExpensesAll the expenses related to operating the electronic payments network. Rebates and IncentivesRebates and incentives are provided to customers meeting meeting certain volume hurdles. Recorded as a contra-revenue. Advertising and Marketing |
Revenue Streams
Domestic Assessment FeesFees charged to issuers and acquirers based on the dollar volume of activity on cards, where the merchant country and the issuer country are the same. Cross-Border FeesFees charged to issuers and acquirers based on the dollar volume of activity on cards, where the merchant country and the issuer country are different. Transaction Processing FeesFees charged to issuers and acquirers based on the total number of transactions. This includes both domestic and cross-border transactions. Other RevenuesThis includes revenues generated through consulting, data analytics, safety and security services fees. |